Fast, affordable
trucking insurance.
+ 20 MORE
How Casey works.
01
Tell us what you do
One conversation, in plain English. A specialist takes time to learn about your business, tell you what coverage you need, and build the application for you.
02
We shop the market
We compare more than 100 insurance companies and get quotes from the ones that fit your business best. No gaps, nothing you don't need.
03
Matched at the best rate
Compare real quotes side by side and bind the one you want. From then on we handle certificates, claims, and every renewal.
How much does trucking insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
Auto Liability
$420–$900/mo
Physical Damage
$130–$320/mo
Motor Truck Cargo
$35–$110/mo
General Liability
$40–$70/mo
What trucking insurance covers.
Trucking insurance is a combination of policies. Which ones you need depends on your authority, your lanes, and what you haul.
Tell us about your operation and we'll put together the right ones.
01
Auto Liability
FMCSA requires $750K minimum and most shippers and brokers ask for $1M — the line every operation carries, and usually your biggest premium.
When it matters: a four-wheeler brake-checks you and the lawyer calls first.
02
Physical Damage
Tractors, trucks, and trailers at stated value — collision, fire, theft, and weather. Deductibles are the main pricing lever.
When it matters: an icy on-ramp puts the tractor on its side.
03
Motor Truck Cargo
The load itself, sized to what you haul — $100K is the floor; reefer breakdown and high-theft commodities need the right endorsements.
When it matters: the reefer unit dies overnight with a full load of produce.
04
Trailer Interchange
Trailers you pull but don't own — drayage, drop-and-hook, UIIA work — covered at the limits your contracts name.
When it matters: a borrowed chassis comes back with a bent kingpin.
05
General Liability
Off-the-road exposure: premises, dock incidents, load and unload. Cheap next to primary auto — worth carrying.
When it matters: a pallet clips a warehouse worker at the receiver's dock.
Why truckers stay with Casey.
Casey is an independent insurance agency, which means we work for you, not an insurance company. We compare coverage and rates from more than 100 carriers to find the right fit for your business. Our technology takes care of the busywork, so quotes, certificates, and policy changes happen faster and your dedicated agent has more time to focus on you.
Claims advocacy
When something goes wrong, your broker works the claim on your side — not the carrier's.
Re-shopped every renewal
Most renewals are defensive. Ours aren't — we work the market ahead of time so the best terms find you every year, automatically.
Certificates, instantly
Self-serve COIs the moment a job site or landlord asks. No calling, no waiting, no office hours.
Trucking insurance, answered.
What happens after I submit?+−
A licensed specialist will get in touch within a few minutes, take the time to learn about your business, and advise you on what coverage you need. From there, we shop the market to find the insurance company with the best value for you.
How much does trucking insurance cost?+−
It depends on your lanes, equipment, drivers, and loss history. The benchmarks above show the typical range — we shop 20+ trucking carriers so you see the real number for your operation.
I just got my authority. Can you even place me?+−
Yes. Several carriers on our panel write new authorities. Expect higher first-year premiums — we re-shop at renewal, when your record starts working for you.
Do you handle FMCSA and state filings?+−
Yes — BMC-91, Form E, and MCS-90 filings are handled as part of binding your policy, at no extra charge.
I'm leased on to a motor carrier. What do I actually need?+−
Usually non-trucking liability and physical damage — the carrier's policy covers you under dispatch. Tell us about your lease and we'll confirm what your agreement requires.
Let's get started.
Send in your details and a licensed professional will be in touch shortly. Prefer to talk now?
In a hurry? Call (513) 866-3655